Get paid once. It lands divided.
One USDC payment on NEAR, divided between named accounts, with a purpose on every part. Save your own split once, and every payment sent to you divides itself on chain the moment it arrives: tax, savings and spending, with no backend in between.
Try it on testnet
Step 1
Get a wallet and test money
Connect any NEAR wallet on testnet. Get test NEAR for gas at near-faucet.io and test USDC at faucet.circle.com (choose NEAR Testnet).
Step 2
Pay a sample split
On Pay a split, press “Fill a sample split”: 1.00 USDC to three demo accounts for tax, savings and upkeep. Check it, approve once, and watch each part land.
Step 3
Save your own split
On Auto-split my income, write how your income should divide, check it, and save it. Share your pay link: whoever pays you, it arrives divided.
What NEAR does here
- Recipients are named accounts like tax.ada.testnet, not long addresses.
- The standard token call (ft_transfer_call) carries the split, so one approval sends the money and the instructions together.
- The splits router divides a payment by the receiver's saved split on chain. It has no owner and no admin methods.